Universal Banker 2

Business Name: 
Mechanics Bank
Industry: 
Banking
Type of Position: 
Full-Time Job
Grade Level: 
All University students
Location: 
Albany
Days/Hours per Week: 
40 hrs/week
Pay Range: 
$18-21/hr + 5% annual bonus + quarterly bonus
Benefits: 
  • Medical Plans (PPO, HMO,HSA, HRA)
  • Employee Assistance Program (EAP)
  • Dental Plan
  • Vision Plan
  • Commuter Benefits (Pretax)
  • Travel Assistance Program
  • Individual Medical Decision Systems (MedExpert)
  • Flexible Spending Accounts (FSA)
  • 401k Plan with Employer Match
  • Sick Pay
  • Vacation/Holiday Pay
  • Referral Bonus Program
  • Paid Time Off for Community Service
  • Banking/Investment Service Discounts
  • Income Protection Programs
  • Accidental Death & Dismemberment
  • Group Life Insurance
  • Supplemental Employee Life Insurance
  • Supplemental Dependent Life Insurance
  • Business Travel Accident
  • Short-Term/Long-Term Disability
Duration of Position: 

On going

Position Description: 

Mechanics Bank is looking for a Universal Banker 2 to sit in Albany, CA.

In this role, you will independently processes the full range of client transactions accurately and according to established procedures. You will have the opportunity to represent the Bank in civic and community events to enhance the visibility and reputation of the Bank, and to expand business opportunities.

Position Responsibilities: 
  • Provides comprehensive deposit services to individuals, fiduciary, and small businesses in a retail office. Promotes the full range of deposit products and services that best meets the client’s needs.
  • Assists customers with account maintenance, on-line banking, and other complex account issues. Resolves issues pertaining to customer loans, seeking help when needed.
  • Receives, processes and closes consumer loan and small business loan applications and reviews loan packages for required documentation. Clarifies to customer basic qualifications for the loan(s), rates, terms and conditions. Keeps customer apprised of loan application status.
  • Assesses customer’s needs, and makes appropriate referrals to internal and external business partners.
  • Provides guidance to Universal Banker I’s on complex sales and high value customers.
  • Processes the full range of client transactions according to established procedures.
  • Performs a variety of operational and sales functions, as required.
  • Maintains compliance with established internal operational standards and Federal and State regulations to protect the interest of the Bank and customers. Completes required compliance training in a timely manner.
  • Sources and develops business, expanding and deepening relationships with existing customers.Required qualifications
  • Extensive knowledge of Bank deposit products and services.
  • Thorough knowledge of Bank’s standard loan products.
  • Demonstrated ability to analyze and apply the individual and small business banking needs with specific Bank services and products. • Knowledge of retail office operations.
  • Extensive knowledge of alternative Bank services and products and vendor provided products.
  • Excellent interpersonal skills and customer service.
  • Demonstrated skill in attention to detail and accuracy.
  • Ability to persuade, including the value and benefits of using the Bank’s services and products.
  • Knowledge of complex applicable Federal and state banking regulations. Certifications, Licensing, Education, Experience and Other Qualifications: • Prior experience in a retail banking branch, including transaction and new account processing.
  • May be required to secure a notary license.
 

 

Required Qualifications: 

Experience highly preferred

Application Deadline: 
Open until filled